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| FHA Mortgage Loans |
| FHA Purchase Mortgage |
| FHA Refinance Mortgage |
| Conventional Mortgage Loans |
| Conventional Purchase Mortgage |
| Conventional Refinance Mortgage |
| VA Mortgage Loans |
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FHA Mortgage Loans
An FHA (Federal Housing Administration) mortgage is an insured mortgage loan under the U.S. Department of H.U.D. FHA loans are one of the most requested loans in the market today. There are many advantages to the FHA Mortgage whether you are purchasing a home or refinancing your existing home.
Term: 30 years
Maximum Amount: $401,350
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FHA Purchase Mortgage
FHA Purchase Mortgage:
1. You can finance up to 96.50% of the purchase price
2. You can make a minimal down payment of only 3.50%
3. Allows for debt to income ratios to 41% or more
Term: 30 years
Maximum Amount: $401,350
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Rates are subject to change several times per day. Please call or contact us via email for the latest up to the minute rate tailored to your particular mortgage situation. |
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FHA Refinance Mortgage
FHA Refinance Mortgage:
1. You can finance up to 97.75% of the appraised value for no-cash-out refinance
2. You can finance up to 80% of the appraised value for cash out
Term: 30 years
Maximum Amount: $401,350
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Rates are subject to change several times per day. Please call or contact us via email for the latest up to the minute rate tailored to your particular mortgage situation. |
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Conventional Mortgage Loans
Conventional Mortgage Loans are sold into the secondary market, most commonly to the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation. These mortgages are offered with a wide variety of products for both purchase of a new home and refinance of existing property.
Term: 30 years
Maximum Amount: $510,400
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Rates are subject to change several times per day. Please call or contact us via email for the latest up to the minute rate tailored to your particular mortgage situation. |
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Conventional Purchase Mortgage
Conventional Purchase Mortgage:
1. You can finance up to 97% of the purchase price for a primary residence and up to 90% for a second home and up to 85% for investment property.
Term: 30 years
Maximum Amount: $510,400
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Rates are subject to change several times per day. Please call or contact us via email for the latest up to the minute rate tailored to your particular mortgage situation. |
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Conventional Refinance Mortgage
Conventional Refinance Mortgage:
1. You can finance up to 97% for a no-cash-out refinance of your primary residence, up to 90% for second home, and up to 75% for investment property
2. You can finance up to 80% for a cash out refinance of your primary residence and up to 75% for second home or investment property.
Term: 30 years
Maximum Amount: $510,400
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Rates are subject to change several times per day. Please call or contact us via email for the latest up to the minute rate tailored to your particular mortgage situation. |
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VA Mortgage Loans
VA (Veterans Administration) Mortgage Loans are those offered under the Veterans Administration Loan Guaranty program. VA mortgage loans are offered for both purchase of a home or refinance of your current home. You can finance up to 100% for purchase or refinance.
Term: 30 years
Maximum Amount: $1,000,000
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Rates are subject to change several times per day. Please call or contact us via email for the latest up to the minute rate tailored to your particular mortgage situation. |
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